Investment Calculator
This calculator compares what happens when dues money is given to the union versus investing that same dues money in an investment account of your choice.

At first glance, union dues may not seem that unreasonable. That is, until you start to add them up month after month, and year after year. Then, it becomes a lot more money than you may think. Especially when you add to the dues money already paid, the returns you could have earned by putting your money into an investment for the future. As you will see, this money could go a long way towards your mortgage, children's education, retirement, etc.

Take a look at how much you could have earned over the years if you, instead of paying union dues, invested that money in an investment account. Simply answer the questions on the left and watch your dollars add up on the far right.
Fill in the boxes below.

Enter Annual Dues:

(no commas or dollar signs please)

Enter Your Current Age:

Enter Your Planned Retirement Age:

Select Investment Rate of Return:

Years Until Your Retirement:
Your Potential Return on Investment (ROI)
# of Years
Union Dues
(spent by the union)
Dues Amount
(invested + total return)
Assumes dues paid monthly are invested monthly.
Investment rate of return is compounded monthly.